Kiva.org

I was reading ComputerWorld, and they profiled the people involved with starting up Kiva.org, an online solution to microlending. They have a collection of people, gathered through different organizations, who need money for different projects for their business, like a part for a mill, or money to expand their shop. The people are usually from developing countries, or developing parts of countries, and most loans are under $1000. Kiva.org collects the donations, and gives them as a loan to the lender. When the loan is paid back, you get your money back, usually between 6 and 12 months. You can then reinvest in another project. You can make small investments, like $25, and even give gift certificates.